At Integrity Advisors Agency LLC serving San Antonio, TX, we help our clients protect their homes from all kinds of disasters, including flooding. When your home is damaged by floods, it can leave you scrambling to scrape together the money it takes to cover repairs and related expenses. With flood insurance, you can have peace of mind that you’ll be able to afford to repair flood damage even if a flood strikes at the most unexpected time.
If your home has a garage, the answer to the question of whether flood insurance covers that part of your home can be confusing. Every policy is different. Still, we can give some general pointers for what flood insurance typically covers and what is usually left out of flood insurance coverage.
Does Flood Insurance Protect the Garage
If you have a garage, your flood insurance policy might provide coverage for that area depending on the specific terms of your policy. Because of this, you should always consult with your insurance agent and review the unique terms and limits of your insurance policy so that you don’t find yourself without coverage when you are counting on it to help you cover an emergency expense.
If you use your garage for business, farming, or residential purposes, some flood insurance policies may not cover it. Before you assume that your flood insurance policy covers your garage or another attached structure outside of your home, you will want to read over your insurance policy carefully and ask clarifying questions. Even if your flood insurance policy covers the garage, it will probably place limits on the amount of coverage you can put toward flood damage there.
Contact Us Today
To learn more, call Integrity Advisors Agency LLC serving San Antonio, TX today!
