When you’re the owner of a vehicle and a home, you need certain insurance policies. These include home and auto insurance but should also include umbrella insurance. This type of insurance gives you extra protection for both of those policies in case of accidents. When you want more protection in case of serious accidents, give us a call at Integrity Advisors Agency LLC in San Antonio, TX, to talk about umbrella insurance.
More Liability Coverage
Several different types of coverage are contained in each home and auto policy. One of those coverage types is your liability protection. This is an important protection to have to pay for bills you’ll owe after an accident happens. A serious accident can happen with your vehicle and end up costing a lot in medical and other bills. A serious accident can also happen in your home and end up costing a lot in medical bills, legal bills, etc. If you have home and auto insurance, the liability coverage in those policies may not be enough to pay for a serious accident. That would leave you with an overage of bills that you’re responsible for.
Paying the Overage
Under umbrella insurance, you don’t have to worry about overage after your home or auto policy has reached its maximum payout. Umbrella policies are thick layers of liability protection that have huge maximum payouts for a reasonable price. This makes it less expensive to get umbrella insurance than adding more coverage to your home and auto policies directly.
Get Your Umbrella Policy
An umbrella policy provides much more liability protection. To get started with one, contact us at Integrity Advisors Agency LLC in San Antonio, TX.
