Integrity Advisors Agency LLC, our insurance agency in San Antonio, TX, is witnessing a growing trend of quote requests for substantial life insurance amounts.
What accounts for this surge in interest? Primarily, term insurance currently enjoys high affordability. Furthermore, final expense costs are escalating, and individuals are burdened with increasing debt.
What can you anticipate when procuring a significant amount of life insurance?
Securing a substantial amount of insurance might be relatively straightforward for relatively young, in good health, and from a healthy family background.
In specific circumstances, additional information might be required.
Doctor’s report
Before issuing a large life insurance policy, an insurer might request a physician’s report to verify the health information submitted on an application.
Physical examination request
In certain instances, the insurer might request the applicant to undergo a physical examination.
Policy issuance with a waiting period
Sometimes, huge life insurance policies might be issued with a waiting period before full benefits are payable. For instance, a five-million-dollar life insurance policy might not be effective until a year after issuance. If death occurs during this first year, benefits would be restricted to a return of the premiums.
Request a quote today.
Don’t prejudge your capacity to secure a significant amount of life insurance. It’s simpler than ever to attain. Even those with high blood pressure or diabetes may qualify. Contact us at Integrity Advisors Agency LLC of San Antonio, TX to learn more.
Answer a few questions, and we can prepare a quote for you. Secure the life insurance protection you deserve today.
